Fiduciary financial advisor Proximity financial partners

What Is a Fiduciary Financial Advisor? And Why Does It Matter?

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If you have ever searched for a financial advisor, you have probably come across the word fiduciary. It sounds important, but what does it actually mean? In simple terms, a fiduciary is a financial professional who is required to act in their client's best interest when providing fiduciary advisory services.

Cash Reserves Create Flexibility

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When people think about building wealth, investing is usually the first thing that comes to mind, and for good reason. Investing plays an important role in helping your money grow over time. But a strong financial plan isn’t built on investments alone. One of the most valuable tools in your financial toolkit is something much simpler: cash.
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Are Your Investments Aligned? A Question Worth Asking

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When people think about investing, it's natural to focus on performance. After all, market headlines often make us wonder whether our portfolio is keeping up. But strong returns don't always mean your investments are working for you.
Market Update Proximity Financial Partners

So You’re Telling Me There’s a Chance

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Concentration is at a historic extreme. The ten largest companies in the S&P 500 now make upclose to 40% of the index, a level of top-heavy exposure not seen in roughly six decades. Passive allocations increasingly ride on one story going right.
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College Planning vs. Retirement: Which Comes First?

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If you're raising a family, you've likely wondered how to balance two important goals: saving for your child's college education and preparing for your own retirement. It's a common question, and an understandable one.
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The Money Conversation Most Families Never Have

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Most families talk about money every day without ever really talking about money. They discuss grocery bills, vacations, home projects, and whether now is the right time to make a big purchase...
is your portfolio diversified Proximity Financial partners

The Importance of Diversification in 2026: Why a Balanced Portfolio Still Matters

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Every year seems to bring a new investment trend. One year it is AI, another year it is technology stocks or cryptocurrency. Diversification continues to be one of the most important principles of long-term investing, and in 2026, it is just as valuable as ever.

The Financial Cost of Waiting: Why Putting Off a Plan Can Be Expensive

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There are a lot of things in life that can wait. Cleaning out the garage. Tackling that home project you’ve been putting off. But when it comes to your finances, waiting can sometimes come with a price.
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How to Create a Financial Plan When Life Keeps Changing

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Life is constantly moving, and that's exactly why your financial plan can't be something you create once and forget about.A good financial plan isn't rigid. It's designed to adapt as your life evolves.

Market Minute June 2026

In the two months since March 31, 2026, the momentum factor has led the market in a massive way. But, momentum in equity markets, unlike streaks, has data to support its utility as a factor that can outperform.